• Lower premiums
• Lower annual deductible
• Moderately higher out-of-pocket expenses

The Aetna Advantage Preventive and Hospital Care 3000 Plan may be your choice if you are looking for lower monthly payments and are willing to pay a higher out-of-pocket maximum.

Features of the Preventive and Hospital Care 3000 Plan (in-network rates)
Premiums	Lower
Annual deductible	$3,000 individual; $6,000 family
Out-of-pocket maximum	$5,000 individual; $10,000 family
Office visit copay	Not covered
Prescription drug copay	Not covered **
Hospitalization	20% after deductible***
Skilled nursing	20% after deductible***
Physical/occupational therapy/chiropractic care	Not covered
Home Health Care	20% after deductible***
Durable Medical Equipment	Not covered

Like other Aetna Preventive and Hospital Care plans, the Preventive and Hospital Care 3000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.