• A moderate balance of plan features and affordable premiums
  

The Aetna Advantage POS Open Access Value 5000 Plan may be a good choice if you're looking for a health insurance plan that offers an attractive balance of plan features and affordable premiums.

Features of the POS Open Access Value 5000 Plan (in-network rates)
Premiums	Lower
Annual deductible	$5,000 individual; $10,000 family
Out-of-pocket maximum	$7,500 individual; $15,000 family
Office visit copay	Visits 1 -5 $40 (deductible waived); Visit 6+ member pays 100%
Prescription drug copay	$15 (generic)
Hospitalization	40% after deductible**
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment	40% after deductible**

Like other Aetna POS Open Access Value health insurance plans, the POS Open Access Value 5000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.