• Lower premiums
• Moderately higher copays, deductible and out-of-pocket maximum

The Aetna Advantage POS Open Access 5000 Plan may be your choice if you are looking for the lowest monthly payments you can find. In return, you will pay a higher annual deductible, out-of-pocket maximum and office visit copays.

Features of the POS Open Access 5000 Plan (in-network rates)
Premiums	Lower
Annual deductible	$5,000 individual; $10,000 family
Out-of-pocket maximum	$7,500 individual; $15,000 family
Office visit copay	$40 non-specialist; $50 specialist**
Prescription drug copay	$15(generic)
Hospitalization	20% after deductible**
Skilled nursing, physical/ occupational therapy, chiropractic care home health care, durable medical equipment	20% after deductible**

Like other Aetna POS health insurance plans, the POS Open Access 5000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.

Your next step
This page gives a quick overview of this health insurance plan and does not include all of its features and specifications.  Health insurance plans contain exclusions and limitations. Before you decide if it is right for you, be sure to get more detailed information below, or Get a Quote.