• Lower premiums
• High deductible, then no charge for most visits and services
• Allows you to open a tax-advantaged HSA

The Aetna Advantage POS Open Access HSA 5000 Plan is designed to work with contributions to a Health Savings Account (HSA).** An HSA allows you to pay for qualified medical expenses on a tax-advantaged basis. You'll enjoy premium payments that are among the lowest we offer. Your annual deductible will be higher than with most other plans, but after you meet the deductible, you pay nothing for office visits, hospitalization or other services.

Features of the POS Open Access HSA 5000 Plan (in-network rates)
Premiums	Lower
Annual deductible	$5,000 individual; $10,000 family
Out-of-pocket maximum	$5,000 individual; $10,000 family
Office visit fees	0% after deductible***
Prescription drug copay	0% after deductible***
Hospitalization	0% after deductible****
Skilled nursing, physical/occupational therapy, home health care, durable medical equipment	0% after deductible****

Like other Aetna POS health insurance plans, the POS Open Access HSA 5000 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.