• Moderately higher premiums
• Moderate out-of-pocket expenses
• Quality prescription drug coverage

The Aetna Advantage POS Open Access First Dollar 35 Plan features our lowest annual deductibles, annual out-of-pocket outlays and copays for office visits, plus prescription drug coverage. It also has the highest premiums of our individual plans.

Features of the First Dollar 35 Plan (in-network rates)
Premiums	Moderately higher
Annual deductible	None
Out-of-pocket maximum	$5,000 individual; $10,000 family
Office visit copay	$35 non-specialist; $45 specialist**
Prescription drug copay	$15 - $35 -$50***
Hospitalization	35%**
Skilled nursing, physical/occupational/chiropractic care, home health care, durable medical equipment	35%**

Like other Aetna health insurance plans, the First Dollar 35 Plan gives you the freedom to go directly to any recognized health care professional, including specialists, for covered expenses. The above costs apply if you choose a health care professional from Aetna's network of participating physicians, dentists and hospitals. Costs will be higher if you choose out-of-network health care professional.